1. Should I pay points?

  A point equaling 1% of the total loan amount- is an upfront interest fees that reduce your monthly interest rate and total interest du...

22/02/2008 | 51 Hits | Print | PDF | Email

2. SAVING FOR THE DOWN PAYMENT

Saving money for a down payment should be part of an overall program to get your finances in order prior to shopping for a home. This includes rounding up financial records, examining your spending habits...

22/02/2008 | 66 Hits | Print | PDF | Email

3. Factors Affecting Your Mortgage Rate

    Increase ...

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4. Subprime Loans

If you have bad credit, you may not qualify for a conventional loan or a low down payment loan offered by FHA and VA. In this case, you may consider a subprime mortgage. Because of the higher risk associated with lending to borrowers that have a poor...

22/02/2008 | 70 Hits | Print | PDF | Email

5. Mortgage Basics

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22/02/2008 | 70 Hits | Print | PDF | Email