After receiving all of your free insurance quotes you should use the following four criteria to pick the policy that’s right for you.

Price
Your Internet research really pays off in this area, as you will be able to quickly see how much the coverage you require will cost from several different providers. Remember although the lowest cost is your goal it’s not always representative of the best policy.

Stability
A low costing insurance policy does you no good if the company offering the policy goes out of business when you need them the most. Look for a company that is financially stable so you know they will be around to pay any claims.

Service
Make no mistake customer service can be extremely important especially if you’re calling your insurance provider right after your house has been demolished by a hurricane. Your future insurance company and its representatives should answer your questions and handle your claims fairly, efficiently and quickly.

Comfort
Probably one of the biggest factors when it comes to finding the best home insurance policy. No matter how many homeowner insurance quotes you receive if you don’t feel comfortable with any of the provider’s policies, procedures or insurance agents then it the cost savings won’t matter. You want an agent or company will be easy to reach if you have a question or need to file a claim.

As you can see a general rule of thumb is at least three homeowner insurance quotes should do the trick in helping you find the best possible policy for your situation. My feeling is that five quotes can be more beneficial. Anything more then that may be overdoing it but you never know you may find that one home insurance quote that was hidden from everyone else.