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21st Mortgage Corporation ^Featured

Address

620 Market Street, Suite 100, Knoxville, TN, US

Website

https://www.21stmortgage.com/web/century.nsf

Votes

119

Visited

477

Business Description

21st Mortgage Corp., is a nationwide mortgage company with its home office in Knoxville, Tennessee. We offer a variety of loan types to manufactured housing retailers and directly to consumers.

Area Served

ALL

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Manufactured & Mobile Home Loan Purchase Information
Program Highlights:
 

• No Application Fees – we are confident you will find our application process and service top in the industry. We value your business.

• No Prepayment Penalties – you are free to pay off your loan early or refinance at any time without penalty.

• Fixed Rates – are all that we offer, your payment will never fluctuate. No adjustable, variable or balloon mortgages ever to worry about.

• Interest Rates – will vary depending on age of home, equity, credit scores, single wide, double wide, or if land is involved.

• Single Wides and Double Wides – regardless if the home is located in a park, on leased land or private land 21st Mortgage can assist.

• Purchase – for as little as 5% down you can own a manufactured home. Credit quality and loan affordability will ultimately decide your amount down required.

• Purchase Land – refinance your home and combine your home and land payments. For as little as 5% down on the land purchase price and improvements you can own land.

• Auto Monthly Payments or Pay On-Line – is available for all of our customers.

• Bi-Weekly Payments – is a great way to save thousands of dollars in interest over the life of your loan. This method allows you to pay every two weeks by automatic bank draft.

• Closing Costs – in order to assist you with your purchase, all closing costs besides your initial down payment, can be financed into the loan.

• Insurance – can be financed into the loan.

• Terms – any increments up to 25 years.

• Mortgage Insurance – not required on any of our loans.

• Down Payments – we don’t offer 100% financing but we will accept gifted down payments from family members in order to help you with your purchase.

How can I get preapproved to purchase a manufactured home? Either fill out the on-line application or call us directly at (800) 955-0021 Ext.1456